CORPORATE & BUSINESSBanking & Financial Institutions
PSH’s Banking & Financial Institutions regulatory compliance attorneys provide services for banks and other financial institutions on regulatory issues, business transactions, corporate governance, and enforcement matters at both the state and federal levels.
Our clients include state-chartered banks and credit unions operating in Rhode Island and Massachusetts, national banks, federal credit unions, mortgage banking, and other consumer finance subsidiaries (such as trust companies, loan companies, savings associations, insurance agencies, investment advisors and broker-dealers).
We regularly advise clients on matters, such as:
Corporate & Financial
• Mergers and acquisitions
• Branch acquisitions
• Service provider agreements and relationships
• Formation and chartering issues
• Issues regarding institutional authority, and regulatory limitations
• State licensing and amendments to formation documents
Enforcement Actions
• Examination and regulatory investigations
• All financial services regulatory actions, including consent orders, memoranda of understand, orders of prohibition, and related issues
• Defense of enforcement matters
• Appeals
Regulatory Counsel
• Regulatory applications and required filings
• Internet banking and e-commerce
• Cash management/Treasury Management services
• Anti-money laundering issues
• Electronic payment issues
• Regulatory examinations
• Consumer finance regulations
• Consumer terms & conditions, notifications, and amendments
• Financial privacy issues
• Compliance with state and federal requirements for licensed lenders and financial advisors
